GREATER TORONTO – With the GTA’s real estate market as competitive as it has been in recent years, more and more homeowners are turning to renovations in order to maximize their property’s value before listing.
However, renovation and custom building stories don’t always have a happy ending. As we recently saw with one cautionary tale from British Columbia – which resulted in a breached aquifer and a great deal of potential property damage – home renovations can actually backfire if they are performed by an unfit or careless contractor.
Luckily, in Ontario there are multiple regulations in place to help consumers do their homework on potential contractors, before hiring one.
1. Ask to see licenses and certifications
For most types of home renovations, the first question you should ask of any contractor is whether their workers are licensed to perform the tasks involved.
Many types of renovation work – electrical wiring, for example – fall under the jurisdiction of compulsory trades, . These highly skilled fields require that all their practitioners in Ontario be either registered as an apprentice/journeyperson candidate, or certified as a journeyperson, in order to work.
The Ontario College of Trades’ maintains a complete list of all of Ontario’s compulsory trades, which you can view by clicking here.
Certain types of work may also fall under the category of “voluntary trades,” for which certification is available, but not mandatory in order to attempt the work. If you’re hiring a worker within one of these trades – for example, brick or stone masonry – it is worth asking whether the team’s members can prove that they are voluntarily certified.
2. Check for outstanding complaints or convictions
A contractor should not be hired if you can find them in the Consumer Beware List, a directory of flagged businesses maintained by Ontario’s Ministry of Government and Consumer Services. A business will only appear in the list if it has either:
- Failed to respond to the ministry after receiving two notifications regarding a customer complaint, OR…
- Been charged or convicted in relation to the Consumer Protection Act, or any other of the Ministry’s regulations.
The list is free to search, and can be a quick way to rule out contractors that you suspect may be fraudulent (click here for a list of the most common scams found in the home renovation industry).
3. Ask potential contractors to provide proof of insurance
If your contractor does not have proper insurance for their workers, you could possibly find yourself on the hook for damages if something goes wrong on the job site.
TrustedPros.ca, a reputable directory of home service providers, recommends checking for three types of coverage:
- Public liability insurance
- Property damage insurance
- Provision of Workers’ Compensation (WSIB) for the contractor’s employees.
They also recommend going one extra step, and double-checking with the insurance company to make sure the contractor’s policy is still in force.
4. Check for references and examples of past work
Consumer Protection Ontario recommends getting at least three references from any contractor you consider. These will be most helpful if they come from people who have dealt with the contractor personally, and who were contracting out jobs similar to your upcoming project.
Additionally, it is helpful to get references of more recent jobs, as well as older ones – problems as a result of poor contracting may not appear until years after a job is done, especially when it comes to roofing or paving.